When You Need to Report to ONPCSB

You must report if:

• you have suspicions about the source of the funds

• the client refuses to provide information or documents

• the transaction has no economic logic

• there are unusual structures or behaviors

You don't need to be certain. Suspicion is enough.

What You Risk If You Don't Report

In the event of an ONPCSB inspection:

• fines: RON 10,000 – 50,000 (or more)

• additional sanctions

• reputational risk

But most importantly: you can't justify why you did NOT report

Why Most Agencies Get It Wrong

Because they:

• try to handle it internally

• copy templates found online

• don't understand AML thresholds and typologies

The result:

• incorrect reports

• or worse: no report at all

ONPCSB Reporting Services – What We Offer

Quick Case Analysis

• situation assessment

• determining whether a reporting obligation exists

Compliant Report Drafting

• correct language

• proper legal framing

• professional structuring

Complete Support

• clear explanations

• step-by-step guidance

• assistance in the event of an inspection

ONPCSB Reporting Service Pricing

• Small agency: EUR 2,500 – 3,500/year

• Medium agency: EUR 3,500 – 4,500/year

• Large agency: EUR 4,500+/year

The price depends on:

• transaction complexity

• number of parties involved

• level of documentation

A discount applies depending on the number of years for which the AML audit is requested.

Simple Comparison

Reporting cost: EUR 400–900

Possible fine: up to RON 50,000

The difference is clear.

Want to Know If You Need to Report?

If you have doubts:

• you're not sure if it's a suspicious case

• you don't want to risk a fine

• you want to do things correctly

Important

AML reporting isn't just a form.

It's a document that needs to hold up under inspection.

If it isn't done correctly, it's as if it doesn't exist.